/* FairMCA. Calm and editorial: warm white paper, near-black ink, one deep green accent.
   Red is used only for money taken beyond what an agreement allows. Thin rules, small radii, no offset shadows, no pills. */
:root {
  --paper:#F7F5F0; --paper-2:#EFECE4; --white:#FFFFFF; --ink:#14161A; --ink-2:#2B2E35; --muted:#5D6068; --faint:#8A8C92;
  --line:#E2DED4; --line-2:#CFCAC0; --green:#0F5B4B; --green-2:#0A4538; --green-t:#E7F0EC; --red:#B4232A; --red-t:#F8ECEA;
  --amber-t:#FBF3DC; --line-d:rgba(255,255,255,.14);
  --display:'Source Serif 4', 'Iowan Old Style', Georgia, 'Times New Roman', serif;
  --body:'Inter Tight', -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;
  --mono:ui-monospace, 'SF Mono', Menlo, Consolas, monospace;
  --shadow:0 1px 2px rgba(20,22,26,.05), 0 8px 28px rgba(20,22,26,.07);
  color-scheme: light;
}
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; background:var(--paper); color:var(--ink); font:17px/1.6 var(--body); -webkit-font-smoothing:antialiased; font-feature-settings:"ss01" 0; }
.wrap { max-width:1160px; margin:0 auto; padding-inline:24px; }
h1, h2, h3 { font-family:var(--display); font-weight:500; letter-spacing:-.018em; line-height:1.08; margin:0; text-wrap:balance; font-variant-numeric:lining-nums; font-optical-sizing:auto; }
h2 { font-size:clamp(32px, 4.2vw, 50px); }
h3 { font-size:22px; font-weight:600; letter-spacing:-.01em; line-height:1.2; }
p { margin:0; }
.tag { font:600 12.5px/1.2 var(--body); letter-spacing:.09em; text-transform:uppercase; }
.num { font-family:var(--body); font-variant-numeric:tabular-nums lining-nums; letter-spacing:-.01em; }
a { color:inherit; }
:focus-visible { outline:2px solid var(--green); outline-offset:3px; }
.draft { background:var(--amber-t); color:var(--ink); font:500 13px/1.4 var(--body); text-align:center; padding:7px 16px; border-bottom:1px solid var(--line); }

/* buttons: quiet rectangles, 8px corners */
.btn { display:inline-flex; align-items:center; justify-content:center; gap:10px; font:600 16px/1 var(--body); letter-spacing:-.005em; text-decoration:none; padding:16px 22px; border:1px solid var(--green); border-radius:8px; background:var(--green); color:var(--white); transition:background .15s, border-color .15s, color .15s; }
.btn:hover { background:var(--green-2); border-color:var(--green-2); }
.btn.line { background:transparent; color:var(--ink); border-color:var(--line-2); }
.btn.line:hover { border-color:var(--ink); background:var(--white); }
.btn.ink { background:var(--white); color:var(--ink); border-color:var(--white); }
.btn.ink:hover { background:var(--paper); }

/* nav */
.nav { background:rgba(247,245,240,.92); color:var(--ink); border-bottom:1px solid var(--line); position:sticky; top:0; z-index:10; -webkit-backdrop-filter:saturate(1.4) blur(10px); backdrop-filter:saturate(1.4) blur(10px); }
.nav .wrap { display:flex; align-items:center; justify-content:space-between; gap:16px; height:68px; }
.logo { display:flex; align-items:center; gap:10px; text-decoration:none; color:inherit; }
.logo svg { width:30px; height:30px; flex:none; }
.logo b { font:650 21px/1 var(--body); letter-spacing:-.025em; }
.logo b .m { color:inherit; }
.nav .right { display:flex; align-items:center; gap:26px; }
.navlink { text-decoration:none; font:500 15px var(--body); color:var(--ink-2); }
.navlink:hover { color:var(--ink); text-decoration:underline; text-underline-offset:5px; text-decoration-thickness:1px; }
.nav .phone { text-decoration:none; font:500 15px var(--body); font-variant-numeric:tabular-nums; color:var(--ink-2); }
.nav .phone .ic { display:none; }
.nav .mail { display:flex; color:var(--ink-2); }
.nav .mail .ic { width:20px; height:20px; }
.nav .btn { padding:11px 16px; font-size:14.5px; }

/* hero */
.hero { padding-block:80px 96px; border-bottom:1px solid var(--line); }
.hero .wrap { display:grid; grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr); gap:64px; align-items:center; }
.hero .tag { color:var(--green); margin-bottom:22px; }
.hero h1 { font-size:clamp(42px, 5vw, 64px); line-height:1.04; letter-spacing:-.022em; }
.hero .sub { font-size:19px; line-height:1.6; max-width:560px; margin:26px 0 34px; color:var(--ink-2); }
.hero .sub b { font-weight:600; color:var(--ink); }
.hero .ctas { display:flex; gap:12px; flex-wrap:wrap; }
.hero .facts { display:grid; grid-template-columns:repeat(2, max-content); gap:10px 28px; margin-top:34px; font:500 14.5px var(--body); color:var(--muted); }
.hero .facts span { display:flex; align-items:center; gap:9px; }
.hero .facts span::before { content:""; width:14px; height:8px; flex:none; border-left:2px solid var(--green); border-bottom:2px solid var(--green); transform:rotate(-45deg) translate(1px,-2px); }

/* hero statement: a reconciliation statement for the real case */
.stmt { background:var(--white); border:1px solid var(--line); border-radius:14px; box-shadow:var(--shadow); overflow:hidden; }
.stmt .head { display:flex; justify-content:space-between; align-items:baseline; gap:12px; padding:18px 24px; border-bottom:1px solid var(--line); }
.stmt .head b { font:600 14.5px var(--body); }
.stmt .head span { font:500 12px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--faint); }
.stmt .verdict { padding:22px 24px 0; font:500 23px/1.3 var(--display); letter-spacing:-.012em; text-wrap:balance; }
.stmt .verdict b { font-weight:inherit; color:var(--red); }
.stmt .cmp { padding:22px 24px 0; display:grid; gap:16px; }
.stmt .lbl { display:flex; justify-content:space-between; gap:12px; font-size:14.5px; margin-bottom:7px; }
.stmt .lbl span { color:var(--muted); }
.stmt .lbl b { font-weight:600; font-variant-numeric:tabular-nums; }
.stmt .bar { display:flex; height:30px; background:var(--paper-2); border-radius:6px; overflow:hidden; }
.stmt .bar i { display:block; height:100%; }
.stmt .bar .ok { width:78.63%; background:var(--green); }            /* $18,750 of $23,846 */
.stmt .bar .base { width:78.63%; background:#3A3D44; }
.stmt .bar .over { width:21.37%; background:var(--red); display:flex; align-items:center; justify-content:center; }
.stmt .bar .over em { font:600 13px var(--body); font-style:normal; color:var(--white); white-space:nowrap; font-variant-numeric:tabular-nums; }
.stmt .why { padding:16px 24px 18px; font-size:14.5px; color:var(--muted); }
.stmt .why b { color:var(--ink); font-weight:600; }
.stmt .tot { display:grid; grid-template-columns:repeat(3, minmax(0,1fr)); margin:0 24px; border-top:1px solid var(--ink); }
.stmt .tot div { padding:14px 12px 18px 0; display:flex; flex-direction:column; }
.stmt .tot b { margin-top:auto; }   /* numbers share a baseline when a label wraps */
.stmt .tot div + div { padding-left:14px; border-left:1px solid var(--line); }
.stmt .tot small { display:block; font:600 11px/1.35 var(--body); letter-spacing:.06em; text-transform:uppercase; color:var(--muted); margin-bottom:6px; }
.stmt .tot b { font:600 25px/1 var(--body); letter-spacing:-.025em; color:var(--red); font-variant-numeric:tabular-nums; }
.stmt .cap { padding:12px 24px; background:var(--paper); border-top:1px solid var(--line); font-size:12.5px; color:var(--muted); }

/* sections */
section { padding-block:104px; }
.kicker { display:block; margin-bottom:16px; color:var(--green); }
.lede { font-size:19px; line-height:1.6; max-width:660px; margin-top:18px; color:var(--muted); }

/* monitoring */
.watch { background:var(--white); border-bottom:1px solid var(--line); }
.watch-grid { display:grid; grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr); gap:64px; align-items:center; }
.points { list-style:none; margin:32px 0 0; padding:24px 0 0; border-top:1px solid var(--line); display:grid; gap:16px; }
.points li { padding-left:26px; position:relative; color:var(--muted); }
.points li b { color:var(--ink); font-weight:600; }
.points li::before { content:""; position:absolute; left:2px; top:.5em; width:11px; height:6px; border-left:2px solid var(--green); border-bottom:2px solid var(--green); transform:rotate(-45deg); }
.feed { border:1px solid var(--line); border-radius:14px; box-shadow:var(--shadow); overflow:hidden; background:var(--white); }
.feed .fh { display:flex; justify-content:space-between; align-items:baseline; gap:12px; padding:18px 22px; border-bottom:1px solid var(--line); }
.feed .fh b { font:600 14.5px var(--body); }
.feed .fh span { font:500 12px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--faint); }
.feed .fr { display:grid; grid-template-columns:minmax(0,1.05fr) minmax(0,1fr) minmax(0,1fr); gap:14px; padding:16px 22px; border-bottom:1px solid var(--line); align-items:start; }
.feed .fcols { padding-block:10px; background:var(--paper); font:600 11.5px var(--body); letter-spacing:.06em; text-transform:uppercase; color:var(--muted); }
.feed .who b { display:block; font-weight:600; font-size:15px; }
.feed small { display:block; font-size:13px; line-height:1.4; color:var(--muted); margin-top:3px; font-variant-numeric:tabular-nums; }
.feed .st { display:inline-flex; align-items:center; gap:7px; font:600 14.5px var(--body); font-variant-numeric:tabular-nums; }
.feed .st::before { content:""; width:8px; height:8px; border-radius:2px; background:currentColor; flex:none; }
.feed .ok .st { color:var(--green); }
.feed .bad .st { color:var(--red); }
.feed .ff { padding:14px 22px; background:var(--paper); font-size:12.5px; color:var(--muted); }

/* why: an editorial band */
.story { background:var(--ink); color:var(--white); }
.story .wrap { display:grid; grid-template-columns:minmax(0,1fr) minmax(0,1fr); gap:72px; align-items:start; }
.story .big { font:400 clamp(36px, 4.6vw, 58px)/1.12 var(--display); letter-spacing:-.02em; text-wrap:balance; color:var(--white); max-width:none; }
.story .big em { font-style:normal; color:#9FD3C2; }
.story .kicker { color:#9FD3C2; }
.story p { font-size:18px; line-height:1.7; color:rgba(255,255,255,.78); max-width:520px; }
.story p + p { margin-top:18px; }
.story p b { color:var(--white); font-weight:600; }

/* steps */
.steps { margin-top:56px; display:grid; grid-template-columns:repeat(3, minmax(0,1fr)); gap:0; border-top:1px solid var(--ink); }
.step { padding:26px 32px 0 0; }
.step + .step { padding-left:32px; border-left:1px solid var(--line); }
.step .n { font:600 13px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--green); margin-bottom:40px; display:block; font-variant-numeric:tabular-nums; }
.step p { margin-top:10px; color:var(--muted); }

/* case */
.case { background:var(--white); border-block:1px solid var(--line); }
.case .grid { margin-top:48px; display:grid; grid-template-columns:repeat(2, minmax(0,1fr)); gap:24px; align-items:start; }
.ledger { border:1px solid var(--line); border-radius:12px; overflow:hidden; background:var(--white); }
.ledger h3 { font:600 13px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--muted); padding:16px 22px; border-bottom:1px solid var(--line); background:var(--paper); }
.ledger.win h3 { color:var(--green); background:var(--green-t); }
.ledger .r { display:flex; justify-content:space-between; gap:12px; padding:13px 22px; border-bottom:1px solid var(--line); }
.ledger .r span { color:var(--muted); }
.ledger .r b { font-weight:600; font-variant-numeric:tabular-nums; text-align:right; }
.ledger .r.red b { color:var(--red); }
.ledger .total { padding:20px 22px 22px; }
.ledger .total b { display:block; font:600 44px/1.05 var(--body); letter-spacing:-.03em; margin-bottom:6px; }
.ledger .total.red b { color:var(--red); }
.ledger.win .total b { color:var(--green); }
.ledger .total span { color:var(--muted); font-size:15px; }

/* options */
.opts { margin-top:48px; display:grid; grid-template-columns:repeat(2, minmax(0,1fr)); gap:24px; }
.opt { padding:32px; border-radius:12px; border:1px solid var(--line); background:var(--white); display:flex; flex-direction:column; gap:14px; }
.opt.blue { background:var(--green); border-color:var(--green); color:var(--white); }
.opt.blue p { color:rgba(255,255,255,.85); }
.opt ul { margin:0; padding:0; list-style:none; display:grid; gap:10px; }
.opt li { padding-left:24px; position:relative; }
.opt li::before { content:""; position:absolute; left:2px; top:.5em; width:11px; height:6px; border-left:2px solid var(--green); border-bottom:2px solid var(--green); transform:rotate(-45deg); }
.opt.blue li::before { border-color:#9FD3C2; }
.opt .foot { margin-top:auto; padding-top:16px; border-top:1px solid var(--line); font:600 14px var(--body); }
.opt.blue .foot { border-color:var(--line-d); }

/* pricing */
.pricing { background:var(--paper-2); border-top:1px solid var(--line); }
.plans { margin-top:52px; display:grid; grid-template-columns:repeat(3, minmax(0,1fr)); gap:24px; align-items:stretch; }
.plan { background:var(--white); color:var(--ink); border:1px solid var(--line); border-radius:14px; display:flex; flex-direction:column; overflow:hidden; }
.plan.feat { border-color:var(--green); box-shadow:0 0 0 1px var(--green), var(--shadow); }
.plan .top { padding:28px 28px 24px; border-bottom:1px solid var(--line); }
.plan .badge { display:inline-block; font:600 12px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--muted); background:var(--paper); border:1px solid var(--line); border-radius:4px; padding:5px 8px; margin-bottom:16px; }
.plan.feat .badge { color:var(--green); background:var(--green-t); border-color:transparent; }
.plan .price { display:flex; align-items:baseline; gap:12px; margin-top:16px; }
.plan .price b { font:600 60px/1 var(--body); letter-spacing:-.04em; font-variant-numeric:tabular-nums; }
.plan .per { font:500 15px var(--body); color:var(--muted); margin-top:8px; }
.plan .body { padding:24px 28px 28px; display:flex; flex-direction:column; gap:24px; flex:1; }
.plan ul { margin:0; padding:0; list-style:none; display:grid; gap:11px; }
.plan li { padding-left:26px; position:relative; }
.plan li::before { content:""; position:absolute; left:2px; top:.5em; width:11px; height:6px; border-left:2px solid var(--green); border-bottom:2px solid var(--green); transform:rotate(-45deg); }
.plan .btn { margin-top:auto; }
.plan .alts { margin:-6px 0 0; font-size:14px; line-height:1.5; color:var(--muted); }
.plan.alt .btn { background:var(--white); color:var(--ink); border-color:var(--line-2); }
.plan.alt .btn:hover { border-color:var(--ink); }
.pricing .after { margin-top:40px; max-width:760px; font-size:16px; color:var(--muted); }
.pricing .after b { color:var(--ink); }

/* faq */
.faq { margin-top:44px; border-top:1px solid var(--ink); max-width:880px; }
.faq details { border-bottom:1px solid var(--line); }
.faq summary { list-style:none; cursor:pointer; display:flex; justify-content:space-between; gap:20px; align-items:center; padding:22px 0; font:600 19px/1.3 var(--body); letter-spacing:-.01em; }
.faq summary::-webkit-details-marker { display:none; }
.faq summary::after { content:""; width:12px; height:12px; flex:none; background:linear-gradient(var(--ink),var(--ink)) center/12px 1.5px no-repeat, linear-gradient(var(--ink),var(--ink)) center/1.5px 12px no-repeat; transition:transform .2s; }
.faq details[open] summary::after { transform:rotate(45deg); }
.faq details p { padding:0 0 24px; max-width:720px; color:var(--muted); }

/* close */
.close { background:var(--green); color:var(--white); }
.close .wrap { display:flex; justify-content:space-between; align-items:center; gap:32px; flex-wrap:wrap; }
.close h2 { font-size:clamp(36px, 5vw, 60px); font-weight:400; }
.close p { margin-top:12px; font-size:18px; color:rgba(255,255,255,.82); }

footer { background:var(--ink); color:rgba(255,255,255,.62); padding-block:56px 64px; }
footer .top { display:flex; justify-content:space-between; gap:24px; flex-wrap:wrap; padding-bottom:32px; border-bottom:1px solid var(--line-d); }
footer .logo { color:var(--white); }
footer .contact { font:500 14.5px/1.9 var(--body); text-align:right; font-variant-numeric:tabular-nums; }
footer .contact a { text-decoration:none; color:var(--white); }
footer .fine { margin-top:28px; font-size:13px; line-height:1.75; max-width:920px; }
.sticky { display:none; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation:none !important; transition:none !important; }
  html { scroll-behavior:auto; }
}
@media (max-width:900px) {
  .hero .wrap, .story .wrap, .case .grid, .opts, .plans, .watch-grid { grid-template-columns:minmax(0,1fr); }
  .watch-grid { gap:36px; }
  .hero { padding-block:44px 64px; }
  .hero .wrap, .story .wrap { gap:44px; }
  section { padding-block:72px; }
  .steps { grid-template-columns:minmax(0,1fr); }
  .step, .step + .step { padding:22px 0; border-left:0; border-bottom:1px solid var(--line); }
  .step .n { margin-bottom:10px; }
  .nav .phone span { display:none; }
  .nav .phone .ic { display:block; width:20px; height:20px; }
  .nav .right { gap:18px; }
  .sticky { display:block; position:fixed; left:16px; right:16px; bottom:calc(14px + env(safe-area-inset-bottom, 0px)); z-index:5; }
  .sticky { opacity:0; transform:translateY(12px); pointer-events:none; transition:opacity .2s, transform .2s; }
  .sticky.on { opacity:1; transform:none; pointer-events:auto; }
  .sticky .btn { width:100%; box-shadow:0 6px 24px rgba(20,22,26,.22); }
  body { padding-bottom:88px; }
  footer .contact { text-align:left; }
}
@media (max-width:520px) {
  .wrap { padding-inline:16px; }
  .nav .wrap { height:60px; }
  .logo b { font-size:19px; } .logo svg { width:26px; height:26px; }
  .nav .btn { display:none; }
  .nav .right { gap:16px; }
  .navlink { font-size:14.5px; }
  .hero h1 { font-size:42px; }
  .hero .sub { font-size:17.5px; }
  .hero .ctas .btn { flex:1 1 100%; }
  .hero .facts { grid-template-columns:minmax(0,1fr); }
  .stmt .head, .stmt .verdict, .stmt .cmp, .stmt .why, .stmt .cap { padding-inline:18px; }
  .stmt .verdict { font-size:21px; }
  .stmt .tot { margin-inline:18px; }
  .stmt .tot div { padding-right:8px; }
  .stmt .tot div + div { padding-left:10px; }
  .stmt .tot b { font-size:19px; }
  .pintro h3 { font-size:28px; }
  .case .who-h { font-size:26px; }
  .ledger .total b { font-size:36px; }
  .plan .top, .plan .body { padding-inline:22px; }
  .plan .price b { font-size:52px; }
  .opt { padding:24px; }
}

/* ---------- Learn (merchant education) ---------- */
.learnband { background:var(--white); border-top:1px solid var(--line); }
.cards { margin-top:48px; display:grid; grid-template-columns:repeat(3, minmax(0,1fr)); gap:20px; }
.acard { display:flex; flex-direction:column; gap:10px; padding:26px; background:var(--white); border:1px solid var(--line); border-radius:12px; text-decoration:none; color:var(--ink); transition:border-color .15s, box-shadow .15s; }
.acard:hover { border-color:var(--line-2); box-shadow:var(--shadow); }
.acard .k { font:600 12px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--green); }
.acard h3 { font-size:22px; }
.acard p { color:var(--muted); font-size:16px; }
.acard .go { margin-top:auto; padding-top:8px; font:600 14.5px var(--body); color:var(--green); }
.acard.feature { background:var(--ink); border-color:var(--ink); color:var(--white); grid-column:span 2; }
.acard.feature h3 { font-size:clamp(28px, 3.2vw, 38px); font-weight:500; }
.acard.feature p { color:rgba(255,255,255,.78); }
.acard.feature .k, .acard.feature .go { color:#9FD3C2; }
.morelink { display:inline-block; margin-top:30px; margin-right:24px; font:600 15.5px var(--body); color:var(--green); text-underline-offset:4px; }

.learnhero { background:var(--paper-2); color:var(--ink); padding-block:56px 64px; border-bottom:1px solid var(--line); }
.learnhero .tag { color:var(--green); margin-bottom:16px; }
.learnhero h1 { font-size:clamp(40px, 5.6vw, 68px); letter-spacing:-.022em; }
.learnhero p.sub { font-size:19px; max-width:700px; margin-top:20px; color:var(--ink-2); }
.crumbs { font:500 14px var(--body); color:var(--muted); margin-bottom:20px; }
.crumbs a { text-decoration:none; color:var(--green); }
.crumbs a:hover { text-decoration:underline; text-underline-offset:4px; }
.meta { display:flex; gap:8px 24px; flex-wrap:wrap; margin-top:24px; font:500 14px var(--body); color:var(--muted); overflow:hidden; }
.meta span { position:relative; }
.meta span + span::before { content:"·"; position:absolute; left:-15px; color:var(--faint); }  /* a dot that wraps to a new line sits outside the box and is clipped */

.article { display:grid; grid-template-columns:230px minmax(0,1fr); gap:72px; padding-block:64px 104px; }
.toc { position:sticky; top:92px; align-self:start; font:500 14px/1.45 var(--body); }
.toc b { display:block; font:600 12px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--muted); margin-bottom:12px; }
.toc a { display:block; padding:6px 0 6px 14px; border-left:1px solid var(--line-2); text-decoration:none; color:var(--ink-2); }
.toc a:hover { border-color:var(--green); color:var(--green); box-shadow:inset 1px 0 0 var(--green); }
.prose { max-width:700px; font-size:18px; line-height:1.72; }
.prose > * + * { margin-top:20px; }
.prose h2 { font-size:clamp(28px, 3.2vw, 36px); margin-top:56px; scroll-margin-top:92px; }
.prose h3 { margin-top:36px; }
.prose ul, .prose ol { padding-left:22px; }
.prose li + li { margin-top:8px; }
.prose a { color:var(--green); text-underline-offset:3px; text-decoration-thickness:1px; }
.prose strong { font-weight:600; }
.prose .lead { font-size:21px; line-height:1.6; color:var(--ink-2); }
.callout { padding:20px 22px; border:1px solid var(--line); border-left:3px solid var(--ink); border-radius:8px; background:var(--white); }
.callout.y { background:var(--green-t); border-color:transparent; border-left-color:var(--green); }
.callout.r { background:var(--red-t); border-color:transparent; border-left-color:var(--red); }
.callout b.t { display:block; font:600 12px var(--body); letter-spacing:.08em; text-transform:uppercase; margin-bottom:6px; }
.math { border:1px solid var(--line); border-radius:10px; overflow:hidden; background:var(--white); font-variant-numeric:tabular-nums; font-size:15.5px; }
.math .h { padding:13px 20px; background:var(--paper); border-bottom:1px solid var(--line); color:var(--muted); font:600 12px var(--body); letter-spacing:.08em; text-transform:uppercase; }
.math .r { display:flex; justify-content:space-between; gap:16px; padding:11px 20px; border-bottom:1px solid var(--line); }
.math .r:last-child { border-bottom:0; }
.math .r.tot { background:var(--green-t); font-weight:600; }
.math .r.bad { color:var(--red); font-weight:600; }
.math .r span:last-child { text-align:right; }
.terms { border-top:1px solid var(--ink); }
.terms div { display:grid; grid-template-columns:220px minmax(0,1fr); gap:20px; padding:16px 0; border-bottom:1px solid var(--line); }
.terms dt, .terms b { font:600 16px var(--body); }
.terms dd { margin:0; color:var(--muted); }
.next { margin-top:64px; display:grid; grid-template-columns:repeat(2, minmax(0,1fr)); gap:18px; }
.cta-box { margin-top:56px; padding:32px; border-radius:14px; background:var(--green); color:var(--white); display:grid; gap:14px; }
.cta-box h3 { font-size:28px; font-weight:500; }
.cta-box p { color:rgba(255,255,255,.85); }
.cta-box .btn { justify-self:start; background:var(--white); color:var(--ink); border-color:var(--white); }
.cta-box .btn:hover { background:var(--paper); }
.disclaim { margin-top:40px; font-size:13px; color:var(--muted); }
@media (max-width:900px) {
  .cards { grid-template-columns:minmax(0,1fr); }
  .acard.feature { grid-column:auto; }
  .article { grid-template-columns:minmax(0,1fr); gap:24px; padding-block:40px 72px; }
  .toc { position:static; }
  .terms div { grid-template-columns:minmax(0,1fr); gap:4px; }
  .next { grid-template-columns:minmax(0,1fr); }
}

/* Not debt relief: comparison table */
.vs { background:var(--white); border-block:1px solid var(--line); }
.vtable { margin-top:44px; border:1px solid var(--line); border-radius:12px; overflow:hidden; background:var(--white); }
.vrow { display:grid; grid-template-columns:minmax(0,.8fr) minmax(0,1fr) minmax(0,1fr); }
.vrow + .vrow > span { border-top:1px solid var(--line); }
.vrow + .vrow > .us { border-top-color:rgba(15,91,75,.16); }
.vrow > span { padding:17px 22px; font-size:16px; line-height:1.45; }
.vrow > span:first-child { font:600 14.5px/1.4 var(--body); color:var(--ink); display:flex; align-items:center; }
.vrow > span:nth-child(2) { color:var(--muted); }
.vrow > .us { background:var(--green-t); font-weight:600; color:var(--ink); }
.vhead > span { font:600 12px/1.3 var(--body) !important; letter-spacing:.08em; text-transform:uppercase; color:var(--muted) !important; background:var(--paper); }
.vhead > .us { background:var(--green); color:var(--white) !important; }
@media (max-width:720px) {
  .vrow { grid-template-columns:minmax(0,1fr) minmax(0,1fr); }
  .vrow > span:first-child { grid-column:1 / -1; padding-bottom:0; }
  .vrow + .vrow > span:not(:first-child) { border-top:0; }
  .vhead > span:first-child { display:none; }
  .vrow > span { padding:12px 14px; font-size:15px; }
}
@media (max-width:640px) {
  .feed .fcols { display:none; }
  .feed .fr { grid-template-columns:minmax(0,1fr) minmax(0,1fr); gap:12px 14px; padding:16px 18px; }
  .feed .who { grid-column:1 / -1; }
  .feed .c::before { content:attr(data-k); display:block; margin-bottom:4px; font:600 11px var(--body); letter-spacing:.06em; text-transform:uppercase; color:var(--faint); }
  .feed .fh, .feed .ff { padding-inline:18px; }
}

/* after your report: two requests, each with its real case */
.path { margin-top:56px; padding-top:40px; border-top:1px solid var(--ink); display:grid; grid-template-columns:minmax(0,.66fr) minmax(0,1.34fr); gap:48px; align-items:start; }
.pintro .pn { font:600 13px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--green); }
.pintro h3 { font:500 32px/1.12 var(--display); letter-spacing:-.015em; margin-top:10px; }
.pintro dl { margin:26px 0 0; display:grid; gap:18px; }
.pintro dt { font:600 12px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--muted); margin-bottom:4px; }
.pintro dd { margin:0; }
.pcase .ck { font:600 12.5px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--muted); }
.pcase h4 { margin:8px 0 0; font:600 22px/1.3 var(--body); letter-spacing:-.01em; }
.pcase .cl { margin-top:10px; color:var(--muted); }
.case .pcase .grid { margin-top:22px; }
.case .who-h { margin-top:72px; padding-top:40px; border-top:1px solid var(--ink); font:500 30px/1.15 var(--display); letter-spacing:-.015em; }
.case .opts { margin-top:24px; }
@media (max-width:900px) { .path { grid-template-columns:minmax(0,1fr); gap:28px; } .case .who-h { margin-top:56px; } }
.casenote { margin-top:22px; color:var(--muted); font-size:14px; max-width:720px; }

/* Legal pages (Terms, Privacy) */
.legal { padding-block:56px 96px; }
.legal .prose { max-width:760px; font-size:17px; }
.legal .prose h2 { font-size:clamp(24px, 3vw, 30px); margin-top:44px; }
.legal .prose table { width:100%; border-collapse:collapse; font-size:15px; display:block; overflow-x:auto; }
.legal .prose th, .legal .prose td { text-align:left; vertical-align:top; padding:10px 12px; border-bottom:1px solid var(--line); }
.legal .prose hr { border:0; border-top:1px solid var(--line); margin-block:32px; }
.draftnote { background:var(--amber-t); color:var(--ink); border:1px solid #EAD9A6; border-radius:8px; padding:14px 18px; font-size:16px; }
.safety { max-width:880px; margin:32px 0 0; padding:16px 20px; border:1px solid var(--line); border-left:3px solid var(--ink); border-radius:8px; background:var(--white); font-size:16px; line-height:1.55; }

/* ---------- Course links on the site (the course pages themselves use assets/course.css) ---------- */
.deeper { margin-top:48px; padding:22px 24px; border:1px solid var(--line-2); border-left:3px solid var(--green); border-radius:8px; background:var(--white); display:grid; gap:8px; }
.deeper .k { font:600 12px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--green); }
.deeper h3 { font-size:22px; }
.deeper p { margin:0; color:var(--ink-2); font-size:16.5px; line-height:1.55; }
.deeper .dgo { font:600 15px var(--body); color:var(--green); text-underline-offset:4px; justify-self:start; }
.deeper .dp { font:500 13.5px var(--body); color:var(--muted); }
.coursepromo { margin-top:40px; padding:22px 24px; border:1px solid var(--line-2); border-radius:12px; background:var(--paper); display:flex; align-items:center; justify-content:space-between; gap:16px 28px; flex-wrap:wrap; }
.coursepromo .k { font:600 12px var(--body); letter-spacing:.08em; text-transform:uppercase; color:var(--green); margin-bottom:6px; }
.coursepromo h3 { font-size:26px; }
.coursepromo p.d { margin-top:6px; color:var(--muted); font-size:16px; max-width:520px; }
.coursepromo .cp-r { display:flex; align-items:center; gap:10px 20px; flex-wrap:wrap; }
.coursepromo .cp-r b { font:600 32px/1 var(--body); letter-spacing:-.02em; }
.coursepromo .cp-r span { font:500 14.5px/1.35 var(--body); color:var(--muted); max-width:150px; }
@media (max-width:520px) {
  .navlink.calc { display:none; }
  .coursepromo { padding:20px; }
  .coursepromo .cp-r .btn { flex:1 1 100%; }
}